You are about to travel. You want to wear your rings, your watch, your necklace. But you have heard stories — jewelry stolen from hotel rooms, lost at the beach, damaged in transit. You do not know whether the risk is real or exaggerated — or whether your insurance covers loss while traveling.
Leave valuable jewelry at home. It is not worth the risk. Wear costume jewelry when traveling.
"Is this piece safer on your body — where you can see and feel it — or in a secure location at home while you are away?"
Check your insurance policy before departure — confirm worldwide coverage and whether your destination is excluded. Photograph each piece you are bringing, including a dated photo on the day of travel. Use the hotel safe — not the room drawer. Do not wear valuable pieces to the beach, pool, or gym.
It depends on the destination, the piece, and your insurance. Check your policy for worldwide coverage. Use hotel safes. Photograph pieces before departure. Do not wear valuable jewelry to the beach, pool, or gym. A wedding ring worn daily may be safer on your hand than in an empty house.
Never. Checked luggage is inaccessible during the flight and can be lost, delayed, or opened. Always carry jewelry in your personal item or wear it. If you must pack it, use a secure pouch inside your carry-on — never in checked baggage.
Standard travel insurance typically has low limits for valuables — often five hundred dollars or less. Your jewelry insurance or homeowner rider may provide better coverage. Check both policies before traveling. Do not assume either covers loss abroad.
Use the in-room safe. If the room has no safe, use the front desk safe — and get a receipt. Never leave jewelry visible on counters or in drawers. Hotel staff and cleaning crews have access to your room. A piece left in plain view is an invitation.
